Protecting your private information is our priority. This Statement of Privacy applies to Teresa Payne sites and R&T Payne Enterprises LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Teresa Payne sites. Teresa Payne website is a site to find ways to improve your life and/or obtain your best life by learning lessons and applying them to your life. By using the Teresa Payne sites, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Teresa Payne may collect personally identifiable information, such as your: First and last name along with your email address.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Teresa Payne sites collects and uses your personal information to operate its website(s) and deliver the services you have requested.  

Teresa Payne may also use your personally identifiable information to inform you of other products or services available from Teresa Payne and its affiliates.

Sharing Information with Third Parties

Teresa Payne does not sell, rent or lease its customer lists to third parties.

Teresa Payne may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Teresa Payne may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Teresa Payne, and they are required to maintain the confidentiality of your information.

Teresa Payne may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Teresa Payne or the site; (b) protect and defend the rights or property of Teresa Payne & R&T Enterprises LLC; and/or (c) act under exigent circumstances to protect the personal safety of users of Teresa Payne, or the public.

Opt-Out of Disclosure of Personal Information to Third Parties

In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know: In the categories of Personal, Professional and health balance. Focusing on Individuals that want to start their own road to success.

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt-out of the disclosure of your personal information, visit this Web teriepayne@gmail.com .

Tracking User Behavior

Teresa Payne sites may keep track of the websites and pages our users visit within Teresa Payne sites, in order to determine what Teresa Payne services are the most popular. This data is used to deliver customized content and advertising within Teresa Payne to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Teresa Payne sites. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Teresa Payne website.  

Use of Cookies

The Teresa Payne website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Teresa Payne pages, or register with Teresa Payne site or services, a cookie helps Teresa Payne to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Teresa Payne website, the information you previously provided can be retrieved, so you can easily use the Teresa Payne features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Teresa Payne services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Teresa Payne secures your personal information from unauthorized access, use, or disclosure. Teresa Payne uses the following methods for this purpose: SSL protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will delete your personal information from our records and instruct any of our service providers to delete your personal information from their records also.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to

Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us

Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity

Debug to identify and repair errors that impair existing intended functionality

Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law

Comply with the California Electronic Communications Privacy Act

Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent

Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us

Comply with an existing legal obligation; or otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information

Children Under Thirteen Teresa Payne does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Teresa Payne by contacting us here at Teresa Payne site or email teriepayne@gmail.com

E-mail Communications

From time to time, Teresa Payne may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Teresa Payne or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Teresa Payne, you may opt out of such communications by by clicking the unsubcribe button.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

Teresa Payne reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information Teresa Payne welcomes your questions or comments regarding this Statement of Privacy. If you believe that Teresa Payne has not adhered to this Statement, please contact Teresa Payne at site or email .com